离婚财产如何分割？

 zaibenpianjieshaoleguanyulihuncaichanruhefenge，lihunshibaoxiancaichanruhejinxingfenge，bingtigonglexiangyingdefalvchangshi，lihuncaichanfengeshizenyangdeni?xiwangduiciwentiyouyiwendepengyounengdailaibangzhu。

一、夫妻离婚财产如何分割

 1、lihuncaichanfengeshizenyangde?hunyinfadiqitiaohunhouyouyifangfumuchuziweizinvgoumaidebudongchan，chanquandengjizaichuzirenzinvmingxiade，keanzhaohunyinfadishibatiaodi(san)xiangdeguiding，shiweizhiduizijizinvyifangdezengyu，gaibudongchanyingrendingweifuqiyifangdegerencaichan。

 youshuangfangfumuchuzigoumaidebudongchan，chanquandengjizaiyifangzinvmingxiade，gaibudongchankerendingweishuangfanganzhaogezifumudechuzifeneanfengongyou，dandangshirenlingyouyuedingdechuwai。

 2、dishitiaofuqiyifanghunqianqiandingbudongchanmaimaihetong，yigerencaichanzhifushoufukuanbingzaiyinxingdaikuan，hunhouyongfuqigongtongcaichanhaidai，budongchandengjiyushoufukuanzhifufangmingxiade，lihunshigaibudongchanyoushuangfangxieyichuli。

 3、yiqiankuanguidingbunengdachengxieyide，renminfayuankeyipanjuegaibudongchanguichanquandengjiyifang，shangweiguihaidedaikuanweichanquandengjiyifangdegerenzhaiwu。shuangfanghunhougongtonghaidaizhifudekuanxiangjiqixiangduiyingcaichanzengzhibufen，lihunshiyinggenjuhunyinfadisanshijiutiaodiyikuanguidingdeyuanze，youchanquandengjiyifangduilingyifangjinxingbuchang。

二、离婚后财产分割——保险财产

 hunyincunxuqijian，fuqiyifangweilingyifangtoubaode，baodandexianjinjiazhiyufenhongshuyushuangfanggongyoucaichan，lihunshi，toubaorenyouquanyaoqiuyubeibaoxianrenfenxiangbaodanxianjinjiazhi。danhunqianmouyifangdandugoumaidebaoxianchanpin，hunhouruochixujiaofei，lihunhougaibaoxianchanpinshuyugerencaichanerfeifuqigongtongcaichan。

 erduiyu“aiqingbaoxian”，fuqiliyihoubaodankeyigenjushuangfangdeyiyuanchaifenchengliangfen，chaifenhoushuangfangdequanyibuhuishousun。 muqianzaiyongyoulianghaobaoxianyishi、zhuzhongyongbaoxianjinxingzichanpeizhidejiating，baofeizhanbikenengdadaojiatingzongshourude5%-10%，duiyingdebaoekenengpeizhizai5nianyishangdejiatingshouruzonghe。

 lihunhoucaichanfengeshizenyangde?zaihunyinfashengbiangushiyingtuoshanchuzhibaoxianzichan，shangzaijiaofeiqidebaodangengbuyaomangmuzhongduan。youqishihunqianjihaizigoumaidebaoxian，lihunhouxuyaoxujiaobaofeide，falvmeiyouyingxingguidingyousheilailvxingjiaofeiyiwu，fuqishuangfangkexieshangquedingsheilaizhifuyijibuchangbanfa。

 tuibaohougezitoubaofeiyongzengzhang10%-20% hunhougoumaidebaoxian，fuqishuangfangwangwanghuweitoubaoren、beibaoxianrenyijishouyiren。

 neimehunyinguanxijiechuhou，suogoubaoxianshifouyehuisuibaoxianliyidesangshiershixiaoni?qishiburan，genjuwoguodebaoxianfaguiding，zhiyaoshitoubaoshibeibaoxianrenhetoubaorenchuyuhunyinzhuangtai，jicunzaibaoxianliyi，keyitoubao，hunyinguanxidejiechubingbuhuiyingxiangzheifenbaodanjixuyouxiao。yejiushishuo，jibianbuduibaodanzuorenhebiangeng，lihunduihunqiansuogoumaidebaoxianxiaolishimeiyouyingxiangde。