一万美元理财

 jinrigendahuoertanyitanyouguanmeijindenanti，renmenlinianbenrennenghuanshiduoshaowaihuidahuoerlejiema？renmenkeyihuanyiwanmeiyuanma？xiabianwangbianjiujidahuoerjiangxia，renmen1niandayuenenggouhuanshiduoshaowaihui，jiqiyiwanmeiyuantouzilicaidefangfa。

一、一万美元投资理财

1、buyiyangshidaiderentouzidetiaoxuanbuyiyang

quweideshi，yixiexuanzexiangzaimeigenianlingcengchangyoutongyangdehuobaodu。

 wulunshinajianianlingcengderen，doushitouzizijizhongxiaoqiyetebiexiai。ziliaoxianshi，6.7%de“xxinyidai”tiaoxuanbayiwanmeiyuantouzilicaiyongzaizijizhongxiaoqiyeshoushang，tiaoxuanneimezuode“qianxiyidai”he“yingerchaoxinyidai”geziwei6.3%he5.6%。

 chucizhiwai，touzigupiaoshichangdoushi1gejiaoweihuobaodexuanzexiang。tiaoxuanbayiwanmeiyuantouzilicai，yongyitouzigupiaoshichangde“qianxiyidai”wei6.6%，“xxinyidai”wei8.1%，“yingerchaoxinyidai”wei6.7%。zhideyitideshi，wulunshi“qianxiyidai”，huanshi“yingerchaoxinyidai”huo“xxinyidai”，zaitouziyiqiandouxiangyaozhengqiugerenlicaiguwendetiyi。“xxinyidai”kaolvdaoyingyongzhinengjiqirenzixunguwendegailvgengda。

2、buyiyangshidaiderenzhongjiandebuyiyang

 buyiyangnianlingcengderen，zaitouzicengmiandetiaoxuanbuyiyang，doushiyiliaozhizhongdeshier。liru，jibenshangmeiyou“yingerchaoxinyidai”（jinwei0.3%）yuanyibazheiyiwanmeiyuantouzilicaiyongyitouzibenshendewenhuajiaoyu。yuanyinhenjiandan，youyuxuduo“yingerchaoxinyidai”zaoyihuotiejinlixiule。congyucitongshieryan，jinyou9.9%de“qianxiyidai”tiaoxuantouziwenhuajiaoyu。

 youyigezhuangkuanggengweiguaiyi。xuduorenjianghuirenwei，youyuyingguodedaxueshengfuzhaizaoyidadao1.5wanyimeiyuan，yincixuduo“qianxiyidai”huitiaoxuanba10000meijinyongyihuanjiefuzhai。shubuzhi，quweideshi，jinyou22.4%de“qianxiyidai”xuanle“huanjiefuzhai”zheiyixuanzexiang，ertiaoxuangaixuanzexiangde“xxinyidai”he“yingerchaoxinyidai”geziwei25.3%he33.1%。

二、能够换个一万美元吗

 benren1niannenghuanyiwanmeiyuanma？wojuedeshishishangbenren1niannenghuan5wanmeijinwaihuijiaoyi。guojiashineiyangyaoqiude，diquzhuhubenrengouhuituixingbennianduzongjineguanlifangfa，bennianduzongjineweimeirenmeiniandengjia5wanmeijin。meirenduihuanmeiyuanbukeyichaochu5000meijin，meirenmeinianbukeyichaochu50000meijin。yincibenren1niannenghuanyiwanmeiyuanshibushiwentide。

 lingwaiwaihuiguanliyaoqiu，1niannei，benrennengcongjinrongjigouzongjihuanquwuwanmeijin，yihuinenggouhuanqudeeduzaiwuwanmeijinzhinei，bingqieyeyaoshenfenzhengjianzhengshicainenggou。

 lilunshangzhiyiguozhengfubumenshouquanguojiadedaibijinrongyezhongguozhengfuhuobiedezuzhi，duiwaihuijiaoyideshouruzhichu、jiaoyi、jiekuan、qianyijiqiguojixingjianqingsuan、waihuihuilvhewaihuishichangdengtuixingdecaozongheguankonghuhugangjiufanjiaogexiegongmaogerenxingwei；fanchoushangjiushizhiduibenguohuobiyuguowaidaibidehuanqutuixingbixudexianding。

拓展资料

 《gerenwaihuiguanlitiaolishishibanfa》dishisitiao diqugerenwaihuihuichuhaiwaiyongyijingchangxiangmukaizhi，anxialieyaoqiushenqingbanli：

 waihuijiaoyicunkuanzhanghuneiwaihuijiaoyihuichuhaiwaidangtianzongjidengjia5wanmeijinxialie（han）de，pingzijiyouxiaoshenfenzhengzaiyinxingshenqing；chaochusuoshuedude，pingjingchangxiangmuxiangxiayouchengjiaoedezhenshiyouxiaopingjushenqingbanli。

 shouzhiwaihuixianchaohuichudangtianzongjidengjia1wanmeijinxialie（han）de，pingzijiyouxiaoshenfenzhengzaiyinxingshenqing；chaochusuoshuedude，pingjingchangxiangmuxiangxiayouchengjiaoedezhenshiyouxiaopingju、jingzhongguohaiguanqianmingde《zhonghuarenmingongheguohaiguanjinchujingyoukexingliwupinshenbaodan》huozijiyuanchuxujinrongjigouwaihuixianchaohuoqupiaojushenqingbanli。